Top state lawmakers plan to address soaring homeowners' insurance premiums when they return to Austin in January for the next legislative session, according to the Houston Chronicle.The state’s insurance commissioner, Cassie Brown, told a Senate committee home-insurance rates rose last year by more than 21% statewide, twice the average increase in 2022.More severe and frequent disasters are blamed for the spike in rates. In addition to additional destructive storms, higher home values and higher costs for construction and labor are also factors. The median home price in Texas has risen 40% in the past five years.“All this new value needs ...